Business Description
Independent Bank Corp.
NAICS : 522110
SIC : 6022
ISIN : US4538386099
Share Class Description:
IBCP: Ordinary SharesTotal Employee Number:
826Compare
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Traded in other countries / regions
IBCP.USA Index Membership
Russell 2000Russell 3000 IPO Date
1985-09-04Description
Independent Bank Corp. operates as a commercial bank. It offers a broad range of banking services to individuals and businesses, including checking and savings accounts, commercial lending, direct and indirect consumer financing, mortgage lending, and safe deposit box services. It also provides internet and mobile banking capabilities to its customers. The firm's principal markets are the rural and suburban communities across Lower Michigan. The firm generates the majority of its revenue from Interest and fees on loans.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.99 | |||||
Equity-to-Asset | 0.09 | |||||
Debt-to-Equity | 0.32 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 8/9 | |||||
Beneish M-Score | -2.35 | |||||
WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 2.7 | |||||
3-Year EPS without NRI Growth Rate | 3.3 | |||||
3-Year FCF Growth Rate | -7.1 | |||||
3-Year Book Growth Rate | 14 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 17.47 | |||||
9-Day RSI | 33.17 | |||||
14-Day RSI | 43.25 | |||||
3-1 Month Momentum % | 9.77 | |||||
6-1 Month Momentum % | -0.87 | |||||
12-1 Month Momentum % | 15.99 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 2.94 | |||||
Dividend Payout Ratio | 0.3 | |||||
3-Year Dividend Growth Rate | 5.7 | |||||
Forward Dividend Yield % | 2.99 | |||||
5-Year Yield-on-Cost % | 3.79 | |||||
3-Year Average Share Buyback Ratio | 0.8 | |||||
Shareholder Yield % | 7.13 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 31.21 | |||||
FCF Margin % | 16.57 | |||||
OCF Margin % | 21.46 | |||||
ROE % | 14.34 | |||||
ROA % | 1.3 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 5 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 10.74 | |||||
Forward PE Ratio | 10.53 | |||||
PE Ratio without NRI | 10.43 | |||||
Shiller PE Ratio | 12.91 | |||||
Price-to-Owner-Earnings | 20.27 | |||||
PEG Ratio | 1.63 | |||||
PS Ratio | 3.35 | |||||
PB Ratio | 1.44 | |||||
Price-to-Tangible-Book | 1.64 | |||||
Price-to-Free-Cash-Flow | 20.27 | |||||
Price-to-Operating-Cash-Flow | 15.63 | |||||
EV-to-Revenue | 3.57 | |||||
EV-to-Forward-Revenue | 2.68 | |||||
EV-to-FCF | 21.57 | |||||
Price-to-GF-Value | 1.1 | |||||
Price-to-Projected-FCF | 0.69 | |||||
Price-to-DCF (Earnings Based) | 0.48 | |||||
Price-to-DCF (FCF Based) | 0.83 | |||||
Price-to-Median-PS-Value | 1.09 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.17 | |||||
Price-to-Graham-Number | 0.87 | |||||
FCF Yield % | 4.64 | |||||
Forward Rate of Return (Yacktman) % | 17.62 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
Independent Bank Corp. Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 229.912 | ||
| EPS (TTM) ($) | 3.44 | ||
| Beta | 0.7657 | ||
| 3-Year Sharpe Ratio | 0.72 | ||
| 3-Year Sortino Ratio | 1.63 | ||
| Volatility % | 17.81 | ||
| 14-Day RSI | 43.25 | ||
| 14-Day ATR ($) | 0.727085 | ||
| 20-Day SMA ($) | 38.09175 | ||
| 12-1 Month Momentum % | 15.99 | ||
| 52-Week Range ($) | 29.83 - 39.24 | ||
| Shares Outstanding (Mil) | 22.2 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Independent Bank Corp. Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Independent Bank Corp. Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Fourth quarter earnings conference call for 2026 | 2027-01-22 11:00 | In 156 days | ||
| Fourth quarter earnings results for 2026 | 2027-01-22 | In 155 days | ||
| Third quarter earnings conference call for 2026 | 2026-10-28 11:00 | In 70 days | ||
| Third quarter earnings results for 2026 | 2026-10-28 08:00 | In 70 days | ||
| USD 0.280000 Cash Dividend | 2026-08-04 | 38.48 (-0.77%) | ||
| Second quarter earnings conference call for 2026 | 2026-07-24 11:00 | 36.65 (-0.22%) | ||
| Second quarter earnings results for 2026 | 2026-07-24 08:00 | 36.65 (-0.22%) | ||
| Second quarter earnings conference call for 2026 | 2026-07-23 11:00 | 36.01 (-0.96%) | ||
| Second quarter earnings results for 2026 | 2026-07-23 08:00 | 36.01 (-0.96%) | ||
| USD 0.280000 Cash Dividend | 2026-05-04 | 33.61 (+0.93%) |
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Independent Bank Corp. Frequently Asked Questions
What is Independent Bank Corp.(IBCP)'s stock price today?
The current price of IBCP is $36.95. The 52 week high of IBCP is $39.24 and 52 week low is $29.83.
When is next earnings date of Independent Bank Corp.(IBCP)?
The next earnings date of Independent Bank Corp.(IBCP) is 2026-10-28 Est..
Does Independent Bank Corp.(IBCP) pay dividends? If so, how much?
The Dividend Yield %  of Independent Bank Corp.(IBCP) is 2.94% (As of Today), Highest Dividend Payout Ratio of Independent Bank Corp.(IBCP) was 0.36. The lowest was 0.29. And the median was 0.32. The  Forward Dividend Yield % of Independent Bank Corp.(IBCP) is 2.99%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on NAS:IBCP
No articles.
Press Release
| Subject | Date | ||
|---|---|---|---|
| $HAREHOLDER ALERT: The M&A Class Action Firm Announces An Investigation of Independent Bank Corporation (NASDAQ: IBCP) | 2026-03-19 |
Articles on Independent Bank Corp.
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